What Is a $750 Loan?
A $750 loan is a common choice for a cost that's grown slightly beyond a simple bill or repair — think a fuller list of back-to-school supplies, a larger vet bill, or a modest home repair. It's one of several loan amounts we match, from $300 up to $5,000.
Who a $750 Loan Is For
- A larger back-to-school shopping list for multiple children
- A more significant appliance repair
- Emergency travel costs
- A security deposit for a new rental
Eligibility Requirements
- 18 years or older (19 in BC, NB, NL, NS, NT, NU, and YT)
- Canadian citizen or permanent resident
- Valid Social Insurance Number (SIN)
- Active bank account in your name
- A regular source of income
How Much Will a $750 Loan Cost?
APRs across our lender network range from 5.99% to 34.99%, depending on the lender, your credit profile, and provincial regulations, in compliance with Canada's federal criminal rate of interest. Here's an illustrative example at a representative rate:
| Term | APR | Est. Monthly Payment | Est. Total Repayable |
|---|---|---|---|
| 3 months | 29.9% | $263 | $789 |
| 6 months | 29.9% | $136 | $816 |
Illustrative example only — your actual rate, term, and payment depend on the lender and your credit profile.
Pros
- Fast approval — often within minutes
- Soft credit check only, so checking rates doesn't hurt your score
- Repayment term sized to the amount, keeping payments manageable
- Available to a wide range of credit profiles
Cons
- At this amount, lenders may start asking for slightly more income documentation than at smaller amounts.
- Worth confirming the term length fits your budget — a short term at this amount means a noticeably higher monthly payment.
Alternatives to a $750 Loan
Buy-now-pay-later for a specific purchase
If the cost is tied to a single retail purchase, a point-of-sale installment plan might be cheaper for this amount.
Credit card with a promotional rate
A 0% introductory offer, if you qualify and can repay within the window, can beat a personal loan's cost.
How to Get Your $750
Apply in 2 minutes
Tell us you need $750 and a bit about your situation. No paperwork.
Compare offers
See real offers from vetted lenders, matched to your credit profile.
Get funded
Accept an offer and funds typically land within 24 hours.