Loans by Province & Territory
Personal loans are available online across every Canadian province and territory, though local regulations and consumer protections vary. Find your province below.
Reviewed by the 365loan Editorial Team · Last updated July 7, 2026
Does Your Province Affect Your Loan?
Personal installment loans are governed by Canada's federal criminal rate of interest, capped at 35% APR since January 2025, regardless of province. What does vary provincially is consumer protection law and payday-loan-specific regulation — Quebec, for instance, caps all consumer credit more strictly than the rest of Canada, while the three territories have no payday-loan-specific legislation at all.
Since our lender network operates entirely online, your approval odds depend on your income and credit profile — not which province or territory you're applying from.
Alberta
Compare local lenders serving 76+ communities.
British Columbia
Compare local lenders serving 111+ communities.
Manitoba
Compare local lenders serving 23+ communities.
New Brunswick
Compare local lenders serving 17+ communities.
Newfoundland and Labrador
Compare local lenders serving 22+ communities.
Nova Scotia
Compare local lenders serving 29+ communities.
Nunavut
Compare local lenders serving 7+ communities.
Ontario
Compare local lenders serving 130+ communities.
Prince Edward Island
Compare local lenders serving 17+ communities.
Quebec
Compare local lenders serving 75+ communities.
Saskatchewan
Compare local lenders serving 38+ communities.
Northwest Territories
Compare local lenders serving 7+ communities.
Yukon
Compare local lenders serving 6+ communities.
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