Personal Loans Across Alberta
Alberta is home to two of Canada's largest cities, Calgary and Edmonton, alongside dozens of smaller communities across the province. Whether you're in a major centre or a smaller town, our online lender network serves Albertans the same way — approval is based on your income and credit profile, not your postal code.
Communities We Serve
Lending Regulation in Alberta
Alberta regulates payday lending provincially, setting a maximum cost of borrowing per $100 for short-term payday loans specifically. Personal installment loans like the ones in our network are governed instead by Canada's federal criminal rate of interest, capped at 35% APR as of January 2025.
Applying Online from Alberta
- Approval is based on your income and credit profile, not your postal code
- Applications, approval, and funding all happen online — no need to visit a branch
- Funds are typically deposited directly to your bank account via e-transfer or direct deposit
Eligibility Requirements
- 18 years or older (19 in BC, NB, NL, NS, NT, NU, and YT)
- Canadian citizen or permanent resident
- Valid Social Insurance Number (SIN)
- Active bank account in your name
- A regular source of income
How to Apply in Alberta
Apply in 2 minutes
Tell us a bit about your situation. No paperwork required upfront.
Compare offers
See real offers from vetted lenders, matched to your profile.
Get funded
Accept an offer and funds typically land within 24 hours.