Personal Loans in New Brunswick

Personal Loans Across New Brunswick

New Brunswick's Financial and Consumer Services Commission (FCNB) licenses and oversees payday lenders under the province's Cost of Credit Disclosure and Payday Loans Act. Personal installment loans, including those offered through our network, fall instead under the federal criminal rate of interest.

Communities We Serve

Saint JohnMonctonFrederictonDieppe+17 more communities

Lending Regulation in New Brunswick

The Financial and Consumer Services Commission (FCNB) licenses payday lenders and sets cost-of-borrowing limits under New Brunswick's Cost of Credit Disclosure and Payday Loans Act. Personal installment loans are governed separately by the federal criminal rate of interest, capped at 35% APR.

Applying Online from New Brunswick

Approval is based on your income and credit profile, not your postal code
Applications, approval, and funding all happen online — no need to visit a branch
Funds are typically deposited directly to your bank account via e-transfer or direct deposit

Eligibility Requirements

18 years or older (19 in BC, NB, NL, NS, NT, NU, and YT)
Canadian citizen or permanent resident
Valid Social Insurance Number (SIN)
Active bank account in your name
A regular source of income

How to Apply in New Brunswick

Step 1

Apply in 2 minutes

Tell us a bit about your situation. No paperwork required upfront.

Step 2

Compare offers

See real offers from vetted lenders, matched to your profile.

Step 3

Get funded

Accept an offer and funds typically land within 24 hours.

Sources

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Personal Loans in New Brunswick FAQ

What agency regulates lending in New Brunswick?

The Financial and Consumer Services Commission (FCNB) licenses payday lenders and oversees consumer credit disclosure requirements in New Brunswick.

Is New Brunswick bilingual for loan documentation?

Many lenders serving New Brunswick offer documentation in both English and French, reflecting the province's official bilingual status, though this varies by individual lender.

Will applying affect my credit score?

Checking your rate uses a soft credit inquiry, which does not affect your credit score. A hard inquiry only occurs if you accept an offer and proceed with a lender.

How fast can I get funded?

Most applicants get a decision within minutes. Once you accept an offer, funds are typically deposited within 24 hours, and some lenders offer same-day funding.